Selecting Your Connecticut State Insurance
When researching for your Connecticut state insurance there are many things that you should keep in mind. If your employer does not offer you health benefits then you have to purchase your own individual health insurance. You can search for several quotes in order to find the right plan which is just right for your needs and your budget. Small business owners can obtain small group insurance coverage if they are employing between 2 and 50 employees. If you have pre-existing conditions and you have been denied coverage then you can research for health care programs offered by the government. Those who have low income and those who have disabilities can also avail these government sponsored health care programs. You can also check if you can be eligible for HUSKY, Medicaid or high risk pool. You can check the eligibility requirements of these programs to know if you can qualify.
The type of Connecticut state insurance which is more familiar to most people is the group health plan which is offered by employers. The premium amount of group coverage is partially paid by the company and the remaining amount will be paid by the employee. The larger part of the premium is going to be paid by the employer. In group plans, employees have only little choice for their health benefits because these are negotiated by the company and the insurance provider. Under the group plan, you cannot be denied coverage even if you have pre-existing conditions or you are taking prescriptions. This is because the medical underwriting is based on the group and not on each employee.
At InsuringCT.com, you can be assured that you are obtaining high quality health coverage at low cost. You can visit http://insuringct.com/ in order to know more about Connecticut state insurance. You can also call their agents at (877) 227-3770.