Tips When Looking At Group Health Insurance CT
Navigating the world of group health insurance CT can be daunting for most business owners. These days, there are a lot of options available and sometimes these options come with a bigger price. Choosing the right group health insurance means to find a plan that can satisfy the needs of your employees and at the same time it should be affordable. Here are some tips which can help you accomplish this:
- Find a group health insurance CT that only provides the coverage that is needed by your employees. In order to know the amount of coverage and the features for your group health insurance plan, be sure to talk to your employees about their needs. Some benefits which they may not need are vision care, maternity coverage, drug rehabilitation coverage, dental insurance, mental health coverage, prescription coverage and many more. Choosing the features that are most needed by your employees can save you a lot of money on the premiums.
- Most employers are now required to pay a certain percentage of the premium for the group health insurance CT. Determining the percentage of the premium that you have to pay depends entirely to you and your finances as well. Generally the standard split would be 50/50. However, if you cannot offer the level of coverage that your employees need then you can decrease your share of premium and increase the percentage of the employees’ contribution. But this is something that you must discuss with your employees because it might result to employee turnover if the cost of the plan will be too high.
Knowing how to choose the right plan is very important, that is why we are here to help you, just call us at (877) 227-3770 or start shopping online at http://insuringct.com/.