Different Types of Connecticut Health Plans
Nowadays, most people are getting Connecticut health plans from their employers. But for those people who have low incomes they obtain their health coverage from federal programs. Now more and more people are purchasing health insurance plans which are tailor made according to their needs and budget.
Choosing the right health plan is not all about obtaining the right coverage but looking for the right price. You can actually find affordable Connecticut health plans; all you have to do is compare several rates from the leading health insurance providers. There are different types of Connecticut health plans that you can choose from such as:
- Health Maintenance Organization or HMO plans are the most affordable health plans and it can also provide comprehensive coverage. HMO has a network of doctors, hospitals, specialists and other health care providers where patients can obtain various services.
- Preferred Provider Organization or PPO plans are also affordable health insurance plans with the freedom to choose any health care provider. In this plan, you can choose to see any doctor or specialist and the cost can be covered by the plan. PPO plans are comprehensive, flexible and affordable health plans.
- High deductible health plans combined with Health Savings Account can provide you low monthly premiums with catastrophic coverage. Health Savings Account is a tax free savings account where you can put some money to pay for your medical expenses.
- Fee for Service or FFS plans are the traditional type of health insurance plans. This type of plan has a very simple process. You can get the service that you need then you can get reimbursement for a certain percentage from the cost.