Ultimate Guide to Connecticut Health Insurance Quotes
The number of options for Connecticut health insurance quotes is enormous which is why the buying process can be overwhelming. But you can purchase a coverage according to your particular situation such as if you are a student, self-employed, small business owner and others.
On the other hand, you can also choose to purchase health coverage according to the type of policy that you want such as HMO, PPO or POS plan. With so many options sometimes you do not even know where to begin. In order to make the selection process less confusing and stressful, here are the major types of comprehensive health coverage that you can choose.
Before the existence of managed care plans, indemnity plans were considered as the most popular type of health insurance coverage. Indemnity plans are also known as fee for service insurance or traditional plans. With indemnity plans, consumers are given the freedom to choose their own hospitals and doctors. That is why they have high health insurance premiums. After obtaining the service, you or your physician will submit the bill to the insurance company for reimbursement. However, you may not receive any reimbursement if you have not met your deductible amount. Your deductible amount can range between $500 and $2,000 or even more depending on your health insurance policy. If you prefer this type of plan, then you can get your Connecticut health insurance quotes for indemnity plans now.
Today, the most popular type of health insurance plans is the managed care plans, despite having some shortcomings. This is mainly because of its affordability. Among all types of health insurance plans, HMO plans are considered to have the lowest premiums.