The Best CT Insurance Companies
Connecticut residents who are looking for a good policy should be well informed about health insurance. They should understand that health insurance regulations may differ from one state to another. Different CT insurance companies are offering different types and options. You can research on the internet if you want to find informative and useful resources about health insurance.
Some of CT insurance companies which provide health insurance plans are Anthem Blue Cross and Blue Shield, Aetna, Celtic, Assurant Health, Golden Rule, Guardian and Health Net, Clarendon National Insurance Group, Oxford and many more. Individual health insurance in Connecticut can be denied due to the health conditions of the consumer. However, if the individual coverage has been secured then health coverage cannot be denied during the renewal. Insurance providers have several methods of excluding pre-existing conditions. When there is a health problem then there are no limits imposed on the premium rates. Provisions are provided for those high risk individuals who are between 19 and 64 years old via the Connecticut Health Reinsurance Association. There are also provisions for those who want to enroll in the high risk pool which may require HIPAA eligibility.
CT insurance companies who are offering group plans should not deny an applicant who has a medical problem. However, employers and HMOs sometimes require waiting periods. Reviewing for pre-existing conditions only requires six months of health history prior to the health coverage. Coverage for pre-existing conditions may only last for 12 months.
You can obtain more information about health plans and health insurance companies in Connecticut by visiting http://insuringct.com/. InsuringCT.com can help you find your best plan with affordable cost. You can call them at (877) 227-3770. They can work with you and give you the best advice in searching for the right plan so that you will not be wasting your time.